From condos to multi-unit investment properties, we help Los Angeles County borrowers compare loans from 40+ lenders and find the best fit.
Los Angeles County is a high-cost area with a 2026 one-unit conforming and FHA limit of $1,249,125. Limits are higher for 2–4 unit properties, which can make owner-occupied duplexes and fourplexes a smart way to buy.
Condos are common in LA, and lenders review condo projects (budgets, insurance, owner-occupancy) before approving a loan. We check the project early so there are no surprises late in escrow.
Self-employed and creative-industry borrowers often have income that's hard to show on tax returns. Bank-statement loans qualify you on deposits instead.
One-unit home
Loans between $832,750 and $1,249,125 are high-balance conforming loans. Above that is a jumbo loan. Sources: FHFA and HUD.
Flexible, popular financing for qualified buyers.
Financing above conforming limits, simplified.
Low down payment, flexible credit guidelines.
Self-employed financing using deposits — not tax returns.
Investor financing based on rental income, not personal income.
Lower your rate, tap equity, or change terms.
Yes, if the condo project is FHA-approved or qualifies for a single-unit approval. Conventional loans have their own condo review. Send us the address early and we'll check.
Often yes. When you live in one unit and rent the others, lenders can count part of the expected rent toward your income.
Free quote, no credit pull, no obligation. We respond within one business day.